Terms and Conditions

1. Liability

1.1. When a person (hereinafter referred to as "Client") places an order with Panama IBC group INC Corporation, liability of Panama IBC group INC Corporation, its officers, directors, agents, shareholders, affiliates and employees (hereinafter referred to as "Panama IBC group INC") shall be limited only by the amount, which Client paid to Panama IBC group INC.

1.2. Panama IBC group INC specifically disclaims and Client agrees to release Panama IBC group INC from any and all claims, damages and liability arising from any errors made by Panama IBC group INC.

1.3. No responsibility for loss suffered directly or indirectly to by any person acting or refraining from acting wholly or partially upon as a result of the information provided on Panama IBC group INC's website www.panamaibc.com (hereinafter referred to as "Website") or any other on-line information sources, e-mails or other communications or for any error or omission, inaccuracies or inconsistencies presented in this information can be accepted by Panama IBC group INC.

1.4. Under no circumstances Panama IBC group INC shall be liable or responsible for any damage or inconvenience caused or alleged to be caused by the use of Panama IBC group INC's services.

1.5. Client is totally responsible for compliance with his local legislation and for legitimate usage of all documents and information provided by Panama IBC group INC.

2. Communication

2.1. To the full extent permitted by applicable law, any information, notices or other communications regarding Client's order and/or Client's use of Panama IBC group INC's services, may be provided to the Client electronically and the Client agrees to receive all communications from Panama IBC group INC in electronic form.

2.2. Electronic communications may be posted on the pages within Website and/or delivered to Client's e-mail address.

2.3. The Client may print a copy of any communication and retain it for his records.

2.4. All communications in either electronic or paper format will be considered to be in "writing," and to have been received no later than three (3) business days after posting or sending, whether or not the Client have received or retrieved the communication.

2.5. Panama IBC group INC reserves the right but assumes no obligation to provide communications in paper format.

3. Legal Advice

3.1. Panama IBC group INC is not a law firm and neither Panama IBC group INC nor any of its employees provide legal services or legal advice.

3.2. Panama IBC group INC encourages the Client to seek appropriate professional opinion and advice from his lawyer and other professionals before making legal decisions involved in creating a corporation, business name registration, tax and (or) investment planning.

3.3. No e-mail or other communication to or from Panama IBC group INC shall form attorney-client relationship.

4. Financial Advice

Panama IBC group INC is not a financial institution and doesn't offer or provide any financial services or financial advice.

5. Tax Advice

Panama IBC group INC doesn't offer or provide tax advice. The Client is encouraged to seek professional opinion of a tax adviser familiar with tax legislation of the Client's country of residency.

6. Order Processing

6.1. Panama IBC group INC processes all other orders in accordance with the International Order Processing Procedure published on the Website.

6.2. Panama IBC group INC may refuse any order at its discretion and does not need to give Client a reason for refusal. If Client's order is declined, Panama IBC group INC refunds Client's payment the next day.

7. Shipping and Return Policy

7.1. Orders are shipped in accordance with the time frames for the ordered products and documents published on the Website.

7.2. When Client's order is accepted, sales of services (incorporation/formation, business name registration, accounting, name search and other services provided by Panama IBC group INC) and products (minute books, share certificates, corporate seals, embossers and other products sold by Panama IBC group INC) are non-refundable.

7.3. You may cancel your purchase of goods or services up to 24 hours after your purchase provided that the product has not been dispatched or a service fully or partially delivered.

8. Guarantee

All ordered documents and items conform with Client's order or Panama IBC group INC corrects them at its expense.

9. Clients Responsibilities

9.1. The Client is totally responsible for all business and financial transactions of the ordered from Panama IBC group INC company (including but not limited to sole proprietorship, partnership, corporation, business company, international business company, limited liability company, foundation) .

9.2. The Client confirms in writing the purposes for which the company, documents and services are acquired does not include money laundering, terrorist activities, receiving the proceeds of drug trafficking, trading in arms, munitions or other weapons, gambling/gaming business activities, soliciting funds from the general public, offering investment advice to the general public, the management of investments other than the property of the company, the operation and administration of collective investment schemes, trading with countries subject to embargo authorized by the Security Council of the United Nations, or for any other purpose which is illegal under the law of the place of incorporation/formation or management or jurisdiction in which the company is to trade.

9.3. The client agrees and confirms that all his information and documents provided to Panama IBC group INC Corporation are true and correct.

10. Complaint Processing

Panama IBC group INC processes complaints according to its Complaint Processing Procedure published on the Website.

11. Jurisdiction

Relationship of Panama IBC group INC and the Client is governed by the Panama law and subject to the exclusive jurisdiction of the Panama court.

12. Acceptance of this Terms and Conditions

Client agrees that placing an order with Panama IBC group INC constitutes Client's agreement to be bound by these Terms and Conditions.